Case studies
1.35% fixed rate Buy to Let mortgage for French national working in the US
July 2019 – Ms M. 30 years old. French national working and residing in New-York.
Client requirement:
Buy to Let mortgage to finance the purchase of a first property investment in France.
€2.2 million euros cash-out remortgage against a Chalet in Chamonix
June 2019 – Mr and Mrs D. 51 and 51 years old. British couple residing in Hong-Kong.
Client requirement:
Refinance of an existing capital repayment credit facility arranged in 2011 on a tracker rate.
€220,000 equity release loan for British couple residing in France
May 2019 – Mr and Mrs J. 71 and 72 years old. Franco British couple residing in France.
Client requirement:
Owners of a beautiful villa in Provence, our clients wanted to release equity to make the most of their retirement years. Their plan was to downsize within the next 10 years and purchase a smaller property.
1.45% Fixed rate mortgage for Franco-American couple
June 2019 – Mr and Mrs W. 54 and 53 years old. Franco-American couple residing in Florida.
Client requirement:
Following a denial by two French banks, our clients needed to arrange a mortgage rapidly to ensure a closing before the agreed contractual deadline
Holiday home mortgage for Saudi-Arabia residents buying in Provence
May 2019 – Mr and Mrs McC. 44 and 40 years old. Australian couple residing in Saudi Arabia.
Client requirement:
Residential mortgage to purchase a holiday home located in Provence.
Our clients were looking for a long term fixed rate mortgage as well as an ability to repay the mortgage early.
100% LTV buy to Let mortgage for Franco British couple residing in France
April 2019 – Mr and Mrs M. 48 and 47 years old. Franco British couple residing in France.
Client requirement:
Buy to Let mortgage to purchase an apartment located in Paris.
90% LTV Buy to Let mortgage for French expat living in London
February 2019 – Mr L. 29 years old. French expat living in London
Client requirement: Euro mortgage to purchase a Buy to Let apartment in Paris
French mortgage for Pied à Terre in Le Marais for a busy New-Yorker
February 2019 – Mrs C. 53 years old. US person from New York
Client requirement: French mortgage to purchase a Pied à Terre in Paris in the Marais district
Our client was under pressure to arrange a mortgage in less than 6 weeks as the seller had insisted on tight deadlines.
80% LTV mortgage for French expats living in Australia
February 2019 – M and Mrs M. – 44 and 40 years old.
French couple living and working in Australia
Client requirements :
Our clients contacted us as they were in the process of purchasing a family apartment in Antibes. Their intention was to let the apartment before permanently relocating to France.
The ability to adapt instalments and repay the loan early was an important requirement of our clients.