High LTV, low instalment mortgage for British Couple buying in Provence
Mr and Mrs O. 41 and 42 years old. British nationals from East Sheen, London.
Client requirements:
Mr and Mrs O. got in touch with us shortly after they fell in love with a beautiful villa in Provence during their summer holidays. Their initial requirement was to establish whether they could afford to make an offer and whether they would qualify for a euro denominated mortgage.
One of our clients’ requirements was to minimise the monthly loan payment as well as their upfront cash contribution.
Unfamiliar with the French conveyancing process, our clients requested our assistance with opening a French bank account and arranging a property and life insurance. We also introduced them to an English speaking notary.
Financing solution engineered by Bluesky Finance:
80% LTV €406,000 loan
Hybrid loan, part interest-only, part capital repayment
Monthly payment of €1,790
25 year fixed rate: 2.35%
No Financial collateral
Mr and Mrs O are now living the dream of a holiday in ever popular Provence with friends and family every year to enjoy the lavender scented air and gorgeous Rose wines. We were delighted we could sort out all the complications of the French property buying process
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