90% LTV expat mortgage for French couple buying in the South of France
Mr and Mrs T are a young French couple living and working in London but dreaming of a bolt hole in the South of France to return to for holidays and to enable them to catch up with friends and family.
An opportunity presented itself to purchase an apartment in Beaulieu Sur Mer between Nice and Monaco for 890.000 €. They fell in love with the property but did not relish the potential complications of securing a mortgage while based in the UK and both working full time.
They approached us with the brief for a high LTV with approx. 10% deposit available. We researched the market and sourced them an offer which they were delighted with. The rest of the process was managed by us and the purchase went through smoothly as a result
Financing solution engineered by Bluesky Finance:
€800.000 mortgage loan over 25 years at a fixed rate of 1.70%.
Mr and Mrs T are now set for summer holidays in the sun and a glamourous quick hop to the delights of Monte Carlo are not out of the question!
More Case Studies
Financing a Ski Chalet in Méribel for a British Investor
Introduction Investing in a ski chalet in the French Alps offers both recreational enjoyment and lucrative rental income opportunities. This case study examines the journey of a British investor residing in the UK, who sought to purchase a ski chalet in Méribel, Trois Vallées. Background Méribel, located in the heart of the Trois Vallées, is…
Financing a Holiday Home in Nouvelle-Aquitaine for an Irish client
Introduction Acquiring a holiday home in France presents an exciting opportunity for expatriates seeking a blend of investment and leisure. This case study focuses on an Irish gentleman, who sought to purchase a holiday home in the picturesque region of Nouvelle-Aquitaine. Case Overview Client Profile: Age: 43 Nationality : Irish Occupation: Salaried employee with significant income from Restricted…
Financing a Parisian Apartment for a Retiring Franco-American Couple
Introduction For many expatriates, returning to their roots or securing a comfortable retirement home abroad is a significant milestone. This case study explores the journey of a Franco-American couple, aged 61 and 59, who sought to acquire an apartment in Paris for their son while planning for their own retirement. This analysis highlights the financial…