Client Profile

A 51-year-old British client, widower and father of three, working as a partner at a global audit and consulting firm.

Situation & Challenge

He had purchased an off-plan ski apartment in Samoëns using personal savings. With the property newly completed, he sought to release equity to take advantage of low interest rates and the favourable EUR/GBP environment.

Bluesky Solution

Bluesky arranged a post-completion mortgage with no early-repayment fees, giving the client maximum flexibility. Life insurance was structured and assigned to the lender at competitive rates.

Outcome

The client unlocked capital from the completed property, restoring liquidity while securing a stable long-term repayment structure.

Key Terms

  • Location: Samoëns

  • Purchase Price: €365,000

  • Loan Amount: €180,000

  • 20-year repayment, 3.90% fixed

  • No early-repayment fees

  • Term-life insurance assigned to lender

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