Client Profile

A 51-year-old British serial entrepreneur, resident in the UK, married with two children. Introduced by his financial adviser.

Situation & Challenge

The client wished to acquire a recently built ski chalet in La Toussuire. Due to the nature of his entrepreneurial income, French high-street lenders had difficulty underwriting the file.

Bluesky Solution

Bluesky structured a long-term, fixed-rate mortgage without requiring financial collateral, and arranged lender-assigned life insurance.

Outcome

The client secured the required financing under terms accommodating his income structure — where traditional lenders could not assist.

Key Terms

  • Location: La Toussuire

  • Purchase Price: €1,500,000

  • Loan Amount: €1,050,000

  • 20-year repayment, 4.38% fixed

  • Term-life insurance assigned to lender

  • No financial collateral

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