Client Profile

An American couple aged 69 and 57, residing in the US and relocating to Paris for a university lecturing position.

Situation & Challenge

They were purchasing a Paris townhouse as their primary residence.To avoid French tax exposure and remain fully invested in USD, they wished to borrow in euros. Although their income and net worth were substantial, the couple’s age fell outside the typical lending criteria of French high-street banks.

Bluesky Solution

Bluesky secured a large-value mortgage with highly competitive terms, no early-repayment fees, and no requirement for term-life insurance.
Collateral was structured via a US brokerage account — a format acceptable to the partner bank.

Outcome

The couple obtained significant euro financing despite age-related limitations, enabling their relocation without liquidating investment assets.

Key Terms

  • Location: Paris

  • Purchase Price: €4,400,000

  • Loan Amount: €3,500,000

  • 12-year repayment, 3.30% fixed

  • $1.5M collateral held in US brokerage

  • No term-life insurance

  • No early-repayment fees

Enquire Now

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