€1.4 million 80% LTV Interest-only mortgage with no AUM to purchase a Chalet in La Tania
Mr and Mrs P. 39 and 38 years old English couple residing in Singapore
Client requirements:
Our clients approached us as they were planning to purchase a Chalet in the French Alps. They were keen to design a flexible tax efficient financing option not requiring to deposit any Assets Under Management with the lender.
We assisted our client in the property selection process and ran multiple financial illustrations. After a 3 months search process, our clients made a successful offer on a Chalet located in the beautiful resort of La Tania.
Our solution:
In addition to assisting with opening bank accounts and building insurance policies, we arranged a 80% Loan to Value part interest-only, part Capital repayment mortgage secured against the Chalet.
Loan amount : €1.45 million
Fixed instalments : €4,521
No early repayment fees
Life insurance fully optional
No Financial collateral
Our clients can now go skiing whenever their heart desires, with no accommodation concerns as they can holiday in their beautiful Chalet with friends and family….perfect
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