Client Profile

A 47-year-old American citizen living in London and working as Global Safety Director for a US multinational. Referred by her estate agent.

Situation & Challenge

She wished to purchase a holiday apartment in Cannes to rent on a short-stay basis. The financing needed to be structured so that rental income would comfortably service the mortgage.

Bluesky Solution

Bluesky arranged a long-term fixed-rate mortgage with favourable affordability metrics and no early-repayment penalties after year three.
Term-life insurance was organised through a third-party provider to reduce overall costs.

Outcome

The client secured a rental-friendly financing package with predictable repayments, supporting both her lifestyle and investment plans.

Key Terms

  • Location: Cannes

  • Purchase Price: €410,000

  • Loan Amount: €270,000

  • 20-year repayment, 3.40% fixed

  • No early-repayment fees after 3 years

  • Term life insurance via third-party provider

Enquire Now

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