Legal Notice

 

Regulatory Information

Bluesky Finance (SARL) is incorporated in France, registered with the Reims RCS under No. 801 745 969. The firm is licensed and supervised by the French regulatory body, under registration number 14003540 as a mortgage and insurance intermediary. For further information and verification of our status, please visit www.orias.fr.

  • Professional Indemnity Insurance: AMLIN Contract No. AMRCP100492.
  • Supervisory Authority: ACPR, 4 Place de Budapest, CS 92459, 75436 Paris.
  • Insurance Initial Disclosure Document : DER

Important Risk Warnings

A MORTGAGE IS A FINANCIAL COMMITMENT AND MUST BE REPAID. ALWAYS ENSURE YOU CAN AFFORD THE REPAYMENTS BEFORE ENTERING INTO A CONTRACT.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED AGAINST IT. IF YOUR LOAN IS IN A FOREIGN CURRENCY, CHANGES IN THE EXCHANGE RATE MAY INCREASE THE EQUIVALENT VALUE OF YOUR DEBT IN STERLING OR DOLLARS.

Terms & Conditions

All mortgage plans, terms, and interest rates are subject to status and credit committee approval.

  • Reflection Period: Borrowers benefit from a mandatory 10-day reflection period before accepting a loan offer.
  • No Upfront Fees: In accordance with Art L321-2 of the Code de la consommation, Bluesky Finance cannot accept any payment or mortgage fees before your loan has been successfully obtained.

Complaints & Mediation

For any claims or complaints, please write to: Bluesky Finance, 2 rue Léon PATOUX, 51100 REIMS, France. If you do not receive a satisfactory response, you may contact the independent mediator, IEAM, via www.ieam.eu or by mail at: IEAM – Médiation COURTENSIA, 31Bis – 33 rue Daru, 75008 PARIS.

Data Protection & Privacy

Personal data is handled in compliance with the EU General Data Protection Regulation (GDPR) and the French Data Protection Act. Data is processed solely to execute financing mandates or to meet legal requirements (Art. L. 561-1 of the Code monétaire et financier).

  • Your Rights: You have the right to access, modify, or delete your personal data. Contact our web administrator to exercise these rights.
  • Credit Incidents: Failure to maintain repayments may result in registration with the Banque de France National Database on Household Credit Repayment Incidents (FICP).
  • CNIL Registration: This site is registered with the CNIL under No. 1759956