Knowledge and Resources

The French Lifetime Mortgage Explained: Prêt Viager Hypothécaire (PVH)

Prêt Viager Hypothécaire explained. Learn how France’s lifetime mortgage works, eligibility for seniors, and how to release property equity without repayment

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Mitigating French Inheritance Tax: Protecting Your Family Property

French inheritance tax explained. Learn the 2026 allowances & how Assurance Droits de Succession insurance can help families cover tax & protect property assets

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Retiring to France: What Visa Do You Need to Apply for a Mortgage?

Retiring to France? Learn which visa you need to apply for a mortgage, including the VLS-TS Visitor Visa, health insurance rules, and residency requirements

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How to Reclaim the 20% VAT on New-Build Property in France

How investors reclaim 20% VAT on new-build property in France. Learn the para-hôtelier rules, the 3-of-4 service test, and the 20-year VAT clawback explained

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Everything You Need to Know About Loan Insurance

Complete guide to loan insurance in France (2026). Learn what it covers, how much it costs, and how the Lemoine law lets borrowers switch policies to save money

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France International Mortgages: A Guide for UK Buyers in 2026

France International Mortgages: A Guide for UK Buyers in 2026 For many UK residents, the dream of owning a holiday home, investment property or second residence in Franceremains as compelling as ever — thanks to France’s lifestyle appeal, strong tourism economy, and stable long‑term property values. In 2026, financing that dream is entirely achievable, but…

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[Video] Leveraging Paris: The 2026 Property & Finance Masterclass

Why Borrowing in Euros is the Smart Move for US Buyers   I have the cash so why should I take a mortgage ? In this webinar, we strip away the complexity of international financing to show you why leveraging a Euro-denominated loan is the superior financial strategy for your future home in France. Whether…

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USD/EUR in 2026: What the Exchange Rate Means for US Buyers of French Property

For US-based investors and expatriates, the USD/EUR exchange rate in 2026 will be a quiet but powerful driver of French property value and financing strategy. Currency moves can amplify returns or erode them, depending on how you structure your purchase and how you finance your acquisition. In this article, we outline the key USD/EUR dynamics…

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GBP/EUR Exchange Rate Outlook for 2026: Strategic Financing for French Property Acquisitions

For UK residents eyeing French property in 2026, the GBP/EUR exchange rate remains a pivotal factor in assessing investment viability. Borrowing in euros offers a robust mitigation strategy against adverse rate movements, stabilising acquisition costs and long-term holding expenses. As of January 3, 2026, the GBP/EUR exchange rate trades at 1.148, consolidating a recent downward…

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