Low deposit Home Loan for an American couple purchasing a Paris Pied à Terre
Mr and Mrs M. 39 and 36 years old. An American couple from Phoenix, Arizona.
Mr is a senior partner in a law firm and they are both Francophiles particularly enamoured with the delights of Paris. Mrs M loves the Paris shopping and fashions and who wouldn’t!
The couple found a perfect 2 bed apartment ideally located on rue d’Assas on the left bank, a short distance from the Jardins du Luxembourg with a purchase price of € 1,440,000
They had a substantial deposit but were keen to borrow in euros to benefit from low interest rates and tax benefits. They also wanted the confidence of some support with the purchase and so were referred to Bluesky Finance by their real estate broker.
We set to work to find out the best solution for them and took over handling all the administration for the purchase which they said was a huge relief. We provided them a mortgage pre-qualification which came very handy to secure an offer on the apartment.
Financing solution engineered by Bluesky Finance :
A 70% Loan to Value euro denominated mortgage loan
25 year term
Fixed rate of 1.80%
Opening of Checking accounts and property insurance
No pledged financials
Mr and Mrs M can now zoom back and forth to Paris from Arizona and enjoy hassle free breaks in the capital and get a glamorous new Parisian wardrobe injection into the bargain!
More Case Studies
Overcoming Lending Barriers for an Irish-Italian Couple Purchasing in Cannes
Client Profile A professional couple aged 52 and 53 residing in Ireland contacted Blue Sky Finance with a common yet frequently overlooked financing challenge. The husband is a self-employed lawyer, while the wife is a key account manager with a global multinational firm. Their joint income was strong and well-documented — but they faced difficulty…
Securing Swift Financing for a U.S. Neurologist Buying in Issy-les-Moulineaux
An American medical professional aged 45, based in Florida, contacted Blue Sky Finance with an urgent need for reassurance in a time-sensitive transaction. A practicing neurologist, the client derives her income from a blend of salaried employment with a major U.S. insurance company and revenue from her own private practice. Project Overview The client sought…
Achieving Property Financing Success for a Franco-Dutch Couple in Chamonix
Bluesky Finance recently had the privilege of assisting a distinguished Franco-Dutch couple residing in the Netherlands with the acquisition of a stunning €2,295,000 property in Chamonix, France. With one partner excelling as a partner in an international law firm and the other managing the household, their financial profile required tailored solutions. This article delves into…