Low rate Paris mortgage for French expat residing in the US

January 2021 – Mrs D, 51-year-old, divorced. French national, resident in the United-States.


Client’s requirements :

Mrs D. got in touch with Bluesky Finance as part of a venture to purchase a pied-à-terre in Paris. After 20 years of continuous residence in the US and a recent divorce, our client was keen to obtain a pre-qualification for a French mortgage. She also wanted to assess her borrowing capacity.

Following a thorough analysis of her personal and financial situation, an Agreement in Principle was provided to her. This pre-qualification facilitated her property search and also secured more interest from Parisian real estate agents.

In terms of financing requirements, our client was keen to minimize the downpayment required to complete the purchase.

Financing Solutions arranged by Bluesky Finance:

– Opening of a checking account
– 80% Loan to Value Real Estate Loan of €332,000
– 20 year amortizing loan
– No financial collateral

– Fixed interest rate of 1.28% per annum

– Life insurance contract assigned to the lender and sourced from an independent provider